First Bank USSD Codes: *894# - How to Use, Register, Change PIN & All You Need to Know
In Nigeria today, USSD banking is one of the most convenient ways to perform financial transactions without internet or data connection. First Bank USSD, also referred to as First Bank Quick Banking *894#, enables customers to transfer money, check balance, buy airtime, pay bills, and more. In this article, you’ll learn how to register, use, reset your PIN, and maximize the features of First Bank’s USSD service.
Read also: How to Block Your First Bank ATM Card — USSD (*894#), App, SMS & Customer Care
What Is First Bank USSD?
- First Bank’s USSD service is accessed via the code *894# for Quick Banking. (firstbanknigeria.com)
- It’s a menu-based service that works on any phone (feature or smartphone) without requiring internet or data connection.
- There's also a service called Firstmonie in the same menu which supports electronic wallet transactions for both account holders and non-account holders.
How to Register for First Bank USSD (*894#)
- Dial *894*0#
- Choose Register for 894 Banking
- You will see a list of masked debit cards linked to your account
- Select your preferred card
- Enter the 4-digit PIN of that debit card
- Create a 5-digit Quick Banking PIN
- Done — your number is now active for First Bank’s USSD service
How to Use First Bank USSD – Common Codes & Commands
| Action | USSD Command / Code |
|---|---|
| Check balance | *894*00# |
| Transfer money | *894*Amount*AccountNumber# |
| Mini statement | *894*AccountNumber# |
| Airtime recharge (self) | *894*Amount# |
| Airtime recharge (others) | *894*Amount*PhoneNumber# |
| Buy data | *894*2# or *894*2*PHONE# |
| Pay bills | *894*3*CustomerID# |
| Reset / Change PIN | Via *894*0# → choose “reset PIN” |
| Deactivate mobile number | *894*911# |
| Block debit card | Use *894# menu → “block card” |
| Unblock debit card | Use *894# menu → “unblock card” |
Frequently Asked Questions (FAQs)
What is 894 in First Bank USSD?
894 is the USSD code that gives access to First Bank’s Quick Banking services, such as transfers, balance check, airtime, bills, etc.
Who can use First Bank’s *894# service?
All individual account holders whose phone numbers are enrolled for SMS alerts. Joint, corporate, and multiple signatory accounts are not eligible.
Can I use it for more than one account?
Yes — a user may access multiple accounts via the same USSD service.
On which mobile networks is it available?
All major networks in Nigeria (Airtel, MTN, Glo, 9mobile / Etisalat) can use *894#.
How secure is the service?
The service is secured by PIN authentication for all transactions, and requires initial registration.
Whom should I contact for support?
You can call FirstContact at +234 807 019 4190, 02-014485500, 02-019052326 or email firstcontact@firstbanknigeria.com.
Tips & Best Practices
- Never share your USSD PIN — treat it like your ATM PIN.
- Only perform USSD transactions in safe locations to avoid shoulder surfing.
- Ensure your mobile number is registered with the bank’s SMS alert platform.
- Update your USSD PIN periodically.
- Deactivate the service if your phone is lost by dialing *894*911#.
Using First Bank USSD *894# is one of the fastest ways to perform everyday banking — without internet or data. Whether you want to transfer funds, check your balance, recharge airtime, pay bills, or secure your card, the USSD menu is built to be simple and accessible. Just register once, set your 5-digit PIN, and you’re ready to go.
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