CardHorse App Review — Sell Gift Cards for Naira (Download For Android & iPhone)

CardHorse App Review — Sell Gift Cards for Naira (With Android & iPhone Download link)

Quick verdict: CardHorse is a Nigeria-focused gift card exchanger that supports 25+ card brands, promises fast verification and instant, zero-fee withdrawals, and has many satisfied users — but it also has mixed reports (some users report rejected or disputed trades). Use caution for high-value cards and start with small trades first. 

What is CardHorse?

CardHorse (CardHorse-Sell Gift Cards) is a mobile app and service that lets users in Nigeria sell gift cards (Apple/iTunes, Steam, Google Play, Amazon, Xbox, Razer Gold and others) and receive payment in Nigerian Naira. The stores list the app as supporting 25+ gift card brands. 

How CardHorse Works

1. Create an account and verify (email/OTP or in-app verification as shown in the app store listing). 2
2. Choose the gift card type and enter card code/PIN details.
3. Wait for verification (CardHorse advertises very fast response times). 3
4. If accepted, you receive Naira to your bank account — CardHorse advertises instant, zero-fee withdrawals. 

Supported Cards & Features

CardHorse lists more than 25 card types including Apple/iTunes, Google Play, Steam, Amazon, Xbox, Razer Gold, major retailers and prepaid cards — making it one of the broader pickup points for card liquidation in Nigeria. 

Pros

• Supports a wide range of gift cards (25+ brands). 
• Fast turnaround — the app advertises very quick verification and payment. 
• Instant withdrawals with no fees (advertised). 
• 24/7 in-app support is promoted on the app pages and site. 

Cons & Risks

• Mixed user reviews: while many users report smooth trades, some report rejections, disputed cards, or alleged losses. 10
• Some third-party domain checks and reviewers recommend caution for large amounts. 11
• Privacy/data disclosures on Play Store show collection of personal info — review before sharing. 

User Feedback — Real Reviews & Comments

Below are real user review snippets aggregated from public app pages and review aggregators. These are paraphrased or quoted from users on the App Store, Play Store aggregators and review sites.

“Very fast and reliable — paid in minutes.”

(Multiple users, Android/App Store reports). 

“All I can say is CardHorse is the best app ever — 5 stars.”

(User testimonials on review aggregators). 

“Amazing app — easy to use, trading is fast and reliable.”

(Multiple positive reviews on App Store). 

“I uploaded a $300 card and they rejected it — later another platform said it was used. Be careful.”

(Warning from Chrome-Stats user). 

“I've been using this app over a year — no issues.”

(Long-term user comment on aggregators). 

“Scammed — I lost funds”

(Strong negative report on aggregator/AppHunter). 

“Support replies fast — good UX.”

(Multiple App Store testimonials). 

“Great rates and instant payout — recommended.”

(User testimonials on CardHorse site). 

“The app is legit but beware of large sums — do a test trade first.”

(Independent review / blog advice). 

“Intuitive and helpful — iPhone user.”

(App Store positive feedback). 

(Above are representative samples; always read the latest in-store reviews before transacting.)

At least 10 user feedback items above are drawn from public App Store/aggregator pages.

Referral Program — ₦500 per referral?

You asked specifically about a referral program that pays ₦500 for referring a user. I checked the CardHorse Play Store page, App Store listing, and the official CardHorse website and did not find any current public documentation or an obvious in-app landing page advertising a ₦500 referral reward. It’s possible such a program exists in-app or was a time-limited promotion, but it is not listed on the public store pages or the official website pages I reviewed. If you saw the ₦500 claim elsewhere, it may be an expired or third-party promotion — verify inside the app or ask CardHorse support before relying on it. 

Is CardHorse Legit?

Short answer: Mostly yes, but be cautious. Multiple independent blogs and listings consider CardHorse to be a legitimate gift card exchanger used by many Nigerians, and the app is available on both Google Play and the Apple App Store. However, several users report disputed trades or rejected cards — which suggests you should start with small amounts and document your card codes before trading. 

Download Links

Download on Android (Google Play) Download on iPhone (App Store)

Tips for Safe Use

• Start with a small, low-value card to test the service.
• Take screenshots of the card details and upload proof when required.
• Confirm withdrawal speed with a small trade before sending large cards.
• Contact in-app support immediately if a card is rejected or disputed and keep conversation screenshots. 

Final Thoughts

CardHorse is a convenient option for converting gift cards to Naira and is available on both major app stores. It has many happy customers and some unhappy ones; the pattern suggests the app is functional but not immune to disputes or edge-case failures. If you plan to use CardHorse, start small, keep solid records, and confirm any promotions (like a ₦500 referral bonus) from inside the app or directly from CardHorse support. 

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