MoniePoint USSD Code & Transfer Guide — How to Use *888# (2025)
On this page you will get a Clear, step‑by‑step instructions to register, transfer and secure your MoniePoint USSD banking.
What is the MoniePoint USSD code?
MoniePoint’s USSD service lets customers perform basic banking tasks from any feature phone or smartphone without an internet connection. The primary USSD entry for MoniePoint is *888#. Through this menu you can open an account, check balances, buy airtime, transfer funds and more.
Who can use *888#?
Most MoniePoint personal accounts linked to a Nigerian mobile number can register for the USSD service. Some account types — such as domiciliary accounts and certain premium children or corporate tiers — may not be eligible. If your number is not recognized when you dial the code, contact MoniePoint support or visit a branch/agent for assistance.
How to register & activate the MoniePoint USSD transfer code
- Dial
*888#from the phone number registered to your MoniePoint account. - Follow prompts and enter the last 6 digits of the debit card linked to your account for verification.
- Create a secure USSD PIN (different from your ATM PIN). Enter it twice to confirm.
- After successful setup you will receive a confirmation SMS and can start transacting via the USSD menu.
Tip: Always keep your USSD PIN private and do not share it with anyone. Treat it with the same care as your ATM PIN.
Common USSD transactions (quick reference)
| Action | How to do it (USSD) |
|---|---|
| Open Account | Dial *888# → follow prompts to register |
| Buy Airtime | Dial *888# or use the airtime option → enter amount & recipient |
| Transfer Money | Dial *888# → choose transfer → enter amount and recipient → confirm with PIN |
| Check Balance | Dial *888# → select balance inquiry |
| Cardless Withdrawal | Choose cardless cash option in the USSD menu and follow prompts |
| Block Card / Reset PIN | Use the card or security menu within *888# |
Fees, limits and important cautions
MoniePoint charges a small fee for USSD transactions. There are also daily or per‑transaction limits that apply to airtime purchases and transfers. These limits and fees may change, so double‑check the latest schedule in the MoniePoint app or from an official MoniePoint channel before performing high‑value transfers.
- Service fees: Small fixed fee per USSD transaction (example figures vary by period).
- Airtime cap: Some USSD channels limit airtime top-ups per day (e.g., ₦3,000).
- Security: Do not share your USSD PIN or OTP with anyone. If your phone is lost or stolen, contact MoniePoint immediately to block transactions.
Troubleshooting & support
If you cannot register or the USSD menu does not recognize your number:
- Confirm the phone number on your MoniePoint account and try again.
- Restart your phone and re‑dial
*888#. - Visit an official MoniePoint agent or contact MoniePoint customer support for verification and help.
Quick list: Other popular bank USSD codes
For comparison, many Nigerian banks offer USSD services too (e.g., GTBank, First Bank, Zenith Bank, Access Bank, UBA, Ecobank, Wema, Keystone and more). Each has its own activation process and menu structure.
Frequently asked questions (FAQ)
- Can I use MoniePoint USSD without internet?
- Yes. USSD works over the cellular network and does not require internet/data connectivity.
- Is the USSD PIN the same as my ATM PIN?
- No. Use a different PIN for USSD to improve security.
- What if my USSD transaction fails but my account was debited?
- Save any error messages and contact MoniePoint support immediately with the transaction time, amount and any reference number.
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