GTBank USSD Codes (Bank 737) — Complete Guide to *737#
GTBank’s Bank 737 (dial *737#) gives you secure, instant banking on any mobile phone — no internet required. This guide explains how to register, set your 4-digit PIN, use the most important USSD codes (transfers, airtime, data, cardless withdrawals), and stay safe when banking on USSD.
Why use *737#?
- Works on any phone (smart or feature phone)
- No data or internet required
- Fast banking: transfers, bill payment, airtime, data and more
- Secure — uses a 4-digit PIN and OTP flows for sensitive actions
Quick setup — register & create your 737 PIN
- Make sure your mobile number is linked to your GTBank account.
- Dial
*737#from the registered number to access the menu. - Create or reset your 4-digit 737 PIN by dialing
*737*5#and following the prompts.
Most used GTBank USSD codes (Bank 737)
Copy this quick reference into your phone notes for fast access.
| Service | USSD Code | Example / Notes |
|---|---|---|
| Open account | *737*0# | Instant account opening via USSD |
| Airtime (self) | *737*Amount# | e.g. *737*500# |
| Airtime (others) | *737*Amount*PhoneNo# | e.g. *737*500*08012345678# |
| Transfer — GTBank | *737*1*Amount*AccountNo# | e.g. *737*1*1000*1234567890# |
| Transfer — other banks | *737*2*Amount*AccountNo# | Confirm recipient name before entering PIN |
| Cardless withdrawal | *737*3*Amount# | Generate code to withdraw at GTBank ATM without card |
| Buy data | *737*4# | Follow menu to select data bundle |
| Set / Reset 737 PIN | *737*5# | Create or reset your 4-digit PIN |
| Enquiries menu (balance, BVN, account) | *737*6# | Sub-menu for balances and account info |
| Generate OTP / soft token | *737*7# | One-time codes for online/app auth |
| Bills menu | *737*50# | Pay cable, utilities, school fees, charity |
| QuickCredit | *737*51*51# | Request QuickCredit (eligibility applies) |
Step-by-step: Transfer to another bank (example)
Dial *737*2*Amount*RecipientAccount# (e.g. *737*2*5000*9876543210#), verify the recipient name, enter your 4‑digit 737 PIN and confirm. You'll receive an SMS confirmation when the transfer completes.
Limits, charges & common conditions
- Some transactions attract nominal charges (e.g. interbank transfers).
- Daily transaction limits may apply — check GTBank for specifics.
- OTP codes generated via USSD are time-limited; follow prompts promptly.
Security best practices
- Keep your 4-digit 737 PIN secret (treat like ATM PIN).
- Confirm recipient names before confirming transfers.
- Reset your PIN immediately if you suspect compromise (
*737*5#). - Avoid using public/untrusted phones for transactions.
Also check out : First Bank USSD Codes: *894# - How to Use, Register, Change PIN & More
GTBank's *737# is a reliable, internet-free channel for everyday banking. Whether you need to open an account, move money, buy airtime or withdraw cash cardlessly, Bank 737 offers convenient, fast and secure steps to get things done.