Ease Cash App Review (2025) — Honest Review & Download

Finance · Loan App Updated: Sep 25, 2025 · Platform: Android

Quick verdict: Ease Cash is a fast, mobile-first personal loan app for Nigeria that advertises quick approvals and loans from NGN3,000 up to NGN1,000,000 with short-term tenures. It can be useful when you need immediate liquidity, but read the fees, eligibility checks and user feedback carefully before applying. 0

What is Ease Cash?

Ease Cash (com.ng.easecash) is an Android loan app that lets users apply for small to medium short-term loans without collateral through a mobile application. The app promotes a fully online application and quick disbursement to popular Nigerian banks. 1

Key features

Loan amounts reported from NGN 3,000 up to NGN 1,000,000. 2
Loan tenure typically 91–120 days for advertised products. 3
Interest rate example listed as ~0.07% per day (approx. 25.55% per annum); APR advertised up to 36% depending on terms. 4
Completely online application and disbursement to major Nigerian banks. 5
Presence on multiple app directories (Play Store, third-party app portals) and social channels. 6

User experience & performance

Installation and UI: The Play Store listing and third-party app pages show a straightforward onboarding flow—register, verify, apply—designed for quick loan requests. 7

Customer feedback: user reviews indexed on aggregator sites report mixed experiences — some users report fast approvals and smooth disbursements, while others mention issues such as failed identity/face verification, poor customer support, and disbursement problems. Expect variable experiences; check recent reviews in the Play Store before applying. 8

Fees & example repayment

Advertisements on the Play Store list example interest calculations (for example: NGN10,000 over 120 days producing interest of roughly NGN840 in that example), but actual APRs and fees depend on your loan amount, tenure and the app's current pricing. Always check the final agreement screen before accepting a loan. 9

Pros & Cons

Pros

Fast application flow and digital onboarding. 10
Wide range of loan sizes (small to relatively large) on paper. 11
Direct disbursement to major Nigerian banks. 12

Cons

Mixed user reviews — verification and support issues reported. 13
Short-term loans can carry high APRs depending on terms — confirm all fees. 14
Third-party copies of the app listing may show different developer info — verify official publisher details. 15

How to download & install

Tap the official Google Play link: Ease Cash on Google Play. 16
Confirm the developer/publisher name and read recent reviews before installing. 17
Open the app, register using your phone number and bank details, complete identity checks, then submit a loan request following on-screen steps. 18

Get Ease Cash on Google Play

FAQ

Is Ease Cash safe to use?: Play Store and app pages indicate a digital-first service with encryption claims, but safety also depends on how the app stores and uses your data. Only share bank details if you trust the publisher and have verified the official listing. 19
What if my verification fails?: Some users have reported face verification and login issues; if that happens, contact the app's support channels and keep screenshots. Review recent user comments on Play Store for current support responsiveness. 20
Are there alternatives?: Yes — there are multiple instant loan apps in Nigeria (Palmcredit, Flypay, Newcredit, etc.). Compare APRs, customer reviews and repayment terms before choosing. 21

Final thoughts

Ease Cash is a viable option if you need quick, short-term liquidity and are comfortable with digital loan apps. However, because user experiences vary and APRs can be significant depending on the terms, read the final loan agreement carefully, confirm the developer/publisher on the Play Store, and check recent user reviews before you apply. 22

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